Credit is important when it comes to a person’s living conditions, career, insurance premiums and more life necessities. That’s right, companies are checking potential employees credit history. Life insurance companies are determining premiums based on a consumer’s credit history. In order to get a business loan, personal loan or a simple bank account will all depend on credit. Wow! Credit is very important.
Did you know that you can restore your credit? Most Americans have minimal knowledge on credit and some don’t know what’s on their credit report.
It’s never too late to change things around. Apply the credit restoration tips provided below and watch how things start to change in your life. Things will not change over night. It is a matter of staying consistent with your progress.
Credit Restoration Tips:
1) Budget Your Money – Request a FREE Budget Form, Click Here
2) Pay all your bills on time.
3) Check your Credit/FICO Score.
This is for informational purposes only.
Congrats to everyone who is committed to repair their credit history.
I started out with a very low credit score of 485 at the age of 23 and built my credit to 750 where it is today.
I had collection accounts, late payments, and other negative items on my credit. I wasn’t a credit expert but was determined to build my credit so I could save a lot of money when I apply for homes, new cars, and other material things in the future.
This has been the start of me creating a excellent credit history.
** I made a commitment to pay all my bills on time every month.
**I took note of creditors I owed and never paid so I can pay them off in a short timeframe. Negotiate with them.
**Don’t max out your credit cards. Learn what limit you can spend to avoid your score going down due to high balance.
**Get a Secured Credit Card instead of a Unsecured card to update your new credit.I rejected all credit card offers that came in my mailbox until I built my credit.
**Educate yourself with information to maintain a good credit history over a lifetime.
Those are a few things I did to build a great credit history for myself. There is more information you will need as you work on fixing your credit. You have the choice to take the long route by learning how to do it yourself or a professional credit consultant such as myself can help every step of the way.
Did you know you can be denied the ability to rent, purchases, credit card or even Employment?
For More info Comment below or visit http://www.CatrinaLatriceWilliams.com